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🏘️ From 4 to 12 Doors: How a Mortgage Broker Used IBC to Explode His Property Portfolio And How I Went From Imposter Syndrome to Presenting at His Mastermind When I first met this guy, I knew he had a couple of rental properties. What I didn’t know was the depth of his game — or that he was already a heavy hitter in real estate and finance. At this point, I was about four years into the IBC business. Confident, but if I’m being honest, I was still dealing with a little imposter syndrome. I was mostly repeating what I’d learned from my mentor, sticking to the script, doing what worked. So I approached this guy like I would any client — not knowing he was a mortgage broker with multiple income properties, a deep understanding of creative financing, and big goals. The Moment Everything Shifted We started talking. As soon as I got deeper into the conversation and realized how successful he was — and the level he was playing at — I felt that hesitation kick in. “Am I out of my league here?” I thought. Then he asked me: “So what do you do?” I gave him the quick breakdown of Infinite Banking — how I help clients become their own bank, use high-cash-value policies to eliminate third-party lending, and accelerate wealth without relying on HELOCs or bank loans. And then he hit me with: “I’ve actually been hearing about that. I want to start implementing

The Real Story of How I Paid Off Cars, Crushed My Mortgage, and Became My Own Bank Let me start with this: I’m just a regular guy — young family, six-figure household, new house, and a couple of cars I was paying off like everyone else. But four years ago, I made a decision that completely changed my life: I stopped doing things the traditional way…And I became my own bank. 💰 It Started with $3,500/Month and a $50K Lump Sum When I opened my Infinite Banking policy, I structured it at $3,500/month with a 30/70 split (30% base premium, 70% cash value). I also dropped in $50,000 cash up front — not because I was ballin’ out, but because I was about to pay off my cars and didn’t want to wipe out my savings. If I had paid them off in cash, I would’ve been back to zero. So instead, I put the money into my policy, let it start earning interest, then took a policy loan just 10 days after activating it to wipe out both cars. They were financed at 12.25%, which meant I was giving the bank way more than I needed to. Now that interest was coming back to me. 🚗 Paying Myself Instead of the Bank From that point forward, the same monthly payments I was making to the bank got redirected… Right back to me. The best part?My policy kept growing at 5.74% compound interest while I borrowed from it. That’s what

I’ll never forget the day this one hit me differently. A couple years ago, I was working at Cadillac Ranch — just like a lot of people grinding in the service industry. While I was there, I met this young kid washing dishes in the back. Quiet, but hungry. Fast forward a year or two, I’m fully into helping people build wealth through Infinite Banking. I throw up a post on Instagram: “I can help anyone achieve their financial dreams — no matter what they earn.” I meant it. But when that dishwasher hit me up after seeing it… I’ll be honest — I hesitated. The Call I Almost Ignored He reached out wanting help. And I remember thinking, “Man, this dude is a dishwasher. This probably isn’t worth my time.” Brutal honesty. But that’s where my head was. Still — I knew him. So I answered. What started as a courtesy call turned into a full deep dive. Turns out, he only had about $400/month in bills… but was still living paycheck to paycheck. I asked him what his dream was. His answer? “I want to drive a Hellcat.” Most people would’ve laughed or brushed it off. But I didn’t. Building the Plan We talked long and deep about his habits, his mindset, his money. I told him straight up — the car isn’t the goal. Freedom is. But he didn’t budge. So I said fine. “Let’s build a real plan to get you that car — the smart