I’ll never forget the day this one hit me differently.
A couple years ago, I was working at Cadillac Ranch — just like a lot of people grinding in the service industry. While I was there, I met this young kid washing dishes in the back. Quiet, but hungry.
Fast forward a year or two, I’m fully into helping people build wealth through Infinite Banking. I throw up a post on Instagram:
“I can help anyone achieve their financial dreams — no matter what they earn.”
I meant it. But when that dishwasher hit me up after seeing it… I’ll be honest — I hesitated.
The Call I Almost Ignored
He reached out wanting help.
And I remember thinking, “Man, this dude is a dishwasher. This probably isn’t worth my time.” Brutal honesty. But that’s where my head was.
Still — I knew him. So I answered.
What started as a courtesy call turned into a full deep dive.
Turns out, he only had about $400/month in bills… but was still living paycheck to paycheck. I asked him what his dream was.
His answer?
“I want to drive a Hellcat.”
Most people would’ve laughed or brushed it off. But I didn’t.
Building the Plan
We talked long and deep about his habits, his mindset, his money. I told him straight up — the car isn’t the goal. Freedom is.
But he didn’t budge.
So I said fine. “Let’s build a real plan to get you that car — the smart way.”
We started a small IBC policy that he could afford. It wasn’t huge, but it was structured right. I showed him how to treat the Hellcat like a business project — funded through his own banking system, not the bank’s.
He followed the plan. Stayed disciplined. And almost two years later…
Christmas Eve: “Listen to This…”
I’m sitting at home and get a call from him on Christmas Eve.
He says, “Hey Tay… listen to this—”
VMMMMMMMMMMMM
He bought the car.
Not a brand new one — it was retitled — but it was a Hellcat. And it was his.
What Happened Next? Even Better.
After he got the car, something shifted.
That win built confidence. He started applying the IBC principles to other areas of life. And the kid who couldn’t save a dime?
Now:
- He left the restaurant industry
- He’s a salesman at Mercedes-Benz
- He traded in the Hellcat for a GLE 53
- He closed on a home in Cutler Bay
- And he opened a second, bigger IBC policy with me
This Is What I Mean When I Say “Anyone Can Do This”
You don’t need to be rich to build wealth.
You just need the right system, a clear target, and discipline.
IBC isn’t magic. It’s math and mindset.
This dude went from washing dishes and dreaming of muscle cars…
To owning one, leveling up his career, and buying a home — all in less than 3 years.
What’s Your Hellcat?
Maybe it’s not a car. Maybe it’s:
- A home
- Starting your business
- Getting out of debt
- Or just having peace of mind
Whatever it is — there’s a smarter way to get there.
Let’s build a plan to make it real.
